{"id":2656,"date":"2011-12-09T14:41:49","date_gmt":"2011-12-09T20:41:49","guid":{"rendered":"https:\/\/www.swallowsinsurance.com\/tennessee\/?page_id=2656"},"modified":"2019-08-22T16:08:21","modified_gmt":"2019-08-22T22:08:21","slug":"flood-insurance","status":"publish","type":"page","link":"https:\/\/www.swallowsinsurance.com\/tennessee\/insurance\/personal-insurance\/flood-insurance\/","title":{"rendered":"Flood Insurance"},"content":{"rendered":"\n
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<\/span>Swallows Insurance Agency<\/div>\n

Flood Insurance <\/h2>\n
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If you’re in a high-risk flood area, flood insurance is critical \u2014 but even outside designated flood zones, flooding can happen from poor drainage, storm runoff, or just a few inches of rising water. Your standard homeowners policy does NOT<\/strong> cover floods.<\/p>\n

Swallows Insurance Agency can find a plan through the NFIP or private carriers to fit your needs and budget.<\/p>\n<\/p><\/div>\n

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Coverage Program<\/div>\n
NFIP & Private<\/div>\n<\/p><\/div>\n
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Property Damage<\/div>\n
Covered<\/div>\n<\/p><\/div>\n
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Contents<\/div>\n
Covered<\/div>\n<\/p><\/div>\n
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Risk Areas<\/div>\n
All Zones<\/div>\n<\/p><\/div>\n<\/p><\/div>\n

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Flood damage can happen anywhere \u2014 not just flood zones.<\/div>\n

Don’t wait until it’s too late. Get a flood insurance quote from Swallows Insurance Agency in Cookeville, Tennessee today.<\/p>\n<\/p><\/div>\n

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<\/i>QUOTE ME NOW<\/a><\/p>\r\n
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NFIP vs. Private Flood Insurance \u2014 know your options before disaster strikes.<\/p>\n

The National Flood Insurance Program (NFIP) is a federally backed program that provides flood coverage to property owners in participating communities. Private flood insurance from standard carriers can offer higher limits, broader coverage, and sometimes more competitive pricing.<\/p>\n

Even outside designated flood zones, flooding can occur from poor drainage systems, storm runoff, and rising groundwater. Even just 1\u20132 inches of water from a drainage issue can cause significant property damage to your home and belongings.<\/p>\n

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Far too many homeowners never think about flood insurance until it’s too late. Swallows Insurance Agency will search for the best flood rates and proper coverage to protect your property, possessions, and structures.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n

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Coverages Available<\/div>\n
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Flood Insurance \u2014 Coverage Can Include:<\/h3>\n
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    \n Structure\/building damage\n <\/li>\n
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    \n Personal contents\n <\/li>\n
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    \n Additional living expenses\n <\/li>\n
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    \n Basement flood coverage\n <\/li>\n
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    \n Drainage overflow protection\n <\/li>\n
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    \n NFIP-backed plans\n <\/li>\n
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    \n Private flood options\n <\/li>\n
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    \n Fast claims response\n <\/li>\n<\/ul><\/div>\n

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    Understanding your flood risk is the first step. Use the FEMA Flood Zone Tool to check your property: FEMA Online Flood Zone Search Tool<\/a><\/p>\n<\/p><\/div>\n<\/section>\n