About Swallows Insurance Agency
A family-owned independent agency, serving Tennessee since 1956
Since 1956, Swallows Insurance Agency has helped individuals, families and business owners protect what matters most. Elmo Swallows founded the agency in Livingston, and today it is in its third generation of family and local ownership, with offices in Cookeville, Livingston, Smithville and Lebanon. Because we’re independent, we compare options from the companies we represent, explain them in plain language and help you choose coverage that fits your life and your budget.
- Independent since 1956
- Licensed in 17 states
- Free, no-obligation quotes
Headquartered in Cookeville
480 Neal Street, Suite 100, Cookeville, TN
The independent advantage
We work for you, not for an insurance company
We represent a range of reputable insurance companies, so our advice starts with your needs instead of one company’s product list. The result is more choice, honest comparisons and the right blend of price, coverage and service.
More choices, better value
We shop your coverage with the companies we represent so you can compare real options side by side, not a single take-it-or-leave-it quote.
Advice in plain language
Our licensed agents explain every option clearly, so you know exactly what you are buying and why it matters.
On your side at claim time
From choosing coverage to filing a claim, we are your agent and your advocate at every step, not just on the day you buy.
How we work with you
Getting the right coverage is simple
No jargon, no pressure. Here is what working with our team looks like.
01
Tell us what matters
Share a little about your family, home, vehicles or business. A quick call or an online quote request is all it takes.
02
We shop the market
We compare coverage and pricing from the insurance companies we represent to find your strongest options.
03
Choose with confidence
We walk you through each option side by side, with no pressure and no obligation, so the decision is yours.
04
We stay in your corner
Policy changes, coverage reviews and claims support: we are here for you long after the paperwork is done.
What we protect
Coverage for your home, family and business
Whether you are insuring your first car or a growing company, we build a plan around the way you live and work.
Personal insurance
Protect your family, your home and everything you drive with coverage that fits your life.
Business insurance
Keep your business, your people and your income protected, whatever your industry.
Our basic belief is simple: provide only the best in coverage and personal service.
The Swallows Insurance Agency team
What you can count on
A local team that puts you first
- A family-owned agency, now in its third generation
- Local offices in Cookeville, Livingston, Smithville and Lebanon
- Free, no-obligation quotes and honest recommendations
- Help with policy changes, reviews and claims, year after year
Where To Find Us
DIRECTORY OF LOCATIONS
Independent, local, and close by. Choose a location for directions and office details.
LIVINGSTON, TN
Swallows Insurance Agency
1120 W. Main Street
Livingston, TN 38570
Tel: (931) 823-5641
Fax: (931) 823-2422
Email:
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
Swallows Insurance Agency
P.O. Box 160
Livingston, TN 38570
1120 W. Main Street
Livingston, TN 38570
Tel: (931) 823-5641
Fax: (931) 823-2422
Email:
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
Swallows Insurance Agency
P.O. Box 160
Livingston, TN 38570
COOKEVILLE, TN
Swallows Insurance Agency
480 Neal Street, Suite 100
Cookeville, TN 38501
Tel: (931) 526-4025
Fax: (931) 526-7059
Email:
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
Swallows Insurance Agency
480 Neal Street, Suite 100
Cookeville, TN 38501
480 Neal Street, Suite 100
Cookeville, TN 38501
Tel: (931) 526-4025
Fax: (931) 526-7059
Email:
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
Swallows Insurance Agency
480 Neal Street, Suite 100
Cookeville, TN 38501
SMITHVILLE, TN
Swallows Insurance Agency
520 W. Broad St, Ste A
Smithville, TN 37166
Tel: (615) 215-4455
Fax: (615) 215-4456
Email:
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
Swallows Insurance Agency
520 W. Broad St, Ste A
Smithville, TN 37166
520 W. Broad St, Ste A
Smithville, TN 37166
Tel: (615) 215-4455
Fax: (615) 215-4456
Email:
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
Swallows Insurance Agency
520 W. Broad St, Ste A
Smithville, TN 37166
LEBANON, TN
First Insurance Group
215 North Cumberland
Lebanon, TN 37087
Tel: (615) 443-4778
Fax: (615) 444-0374
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
First Insurance Group
P.O. Box 727
Lebanon, TN 37088-0727
215 North Cumberland
Lebanon, TN 37087
Tel: (615) 443-4778
Fax: (615) 444-0374
Office Hours:
Mon-Thurs: 8am-5pm
Friday: 8am-4pm
Mailing Address:
First Insurance Group
P.O. Box 727
Lebanon, TN 37088-0727
Our Team
Our Team of Insurance Professionals
Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.
Mike Swallows, CIC
Chief Executive Officer
Cookeville, TN | Livingston, TN
Chad Richardson, CISR, CLCS, CIC
Director of New Business, Commercial Lines
Cookeville, TN
DW
JB
BD
CT
CH
LB
BW
KB
CC
Let's talk
Let's find the right coverage for you
Get a free, no-obligation quote in minutes, give us a call, or stop by our Cookeville office on Neal Street. We’d love to meet you.
- 480 Neal Street, Suite 100, Cookeville, TN 38501
- (931) 526-4025
- Mon-Thurs 8am-5pm, Friday 8am-4pm
Swallows Insurance Agency is licensed in Alabama, Arizona, Florida, Georgia, Indiana, Kentucky, Maryland, Michigan, Mississippi, Nevada, North Carolina, Ohio, South Carolina, Tennessee, Texas, Virginia and Wyoming. Insurance coverage cannot be bound or changed by submitting any online form or application on this site. No binder, insurance policy, change, addition or deletion to insurance coverage takes effect unless and until it is confirmed directly by a licensed agent.